Pre-Paid Funeral ™

Complete Funeral Package $99/mo

The complete funeral package includes, The traditoinal service, 20 gauge steel casket, concrete grave liner and a personalized memorial package at the cost of $99/month for 60 months.

Other packages starting at $2500. Take up to 5yrs to pay.

Don't burn money!

The general idea behind Pre-paid Funeral contracts is that by making all your funeral arrangements in advance, you ensure that your wishes are carried out and that the costs of your funeral won't impose a financial hardship on surviving family members.

Covering costs with a Pre-paid Funeral carries two main advantages. The most important advantage is that they will remove the guesswork for your survivng family members after your death. Your family will be able to look at choices you've already made, they'll be confident that your funeral will be exactly as you wanted. Second, you have the option to lock in the current price of funeral services before they rise over time.

The most valuable use for Pre-paid Funeral arrangements is in helping families preserve their assets while preparing to receive Medicaid benefits. In general, if a person has money set aside for funeral costs, Medicaid agencies would usually require that person to spend that money on immediate medical expenses and nursing home costs before benefits could begin.

Money paid into Pre-paid Funeral plans, however, is excluded when determining Medicaid eligibility. As a result, Medicaid recipients can still pay for their own funerals rather that burden surviving family members to find ways to cover costs.

Some Commonly Asked Questions:

With a Pre-paid Funeral, are the prices locked in?

Yes. By preplanning today, you can save on tomorrow’s inevitably higher prices.

Do I have to pay now?

No. Some people first pre-plan their funeral, making the major decisions that need to be made. Then, perhaps when they are more financially able, pay for the funeral, either in a lump-sum or using monthly payments. If you have a Pre-paid Funeral with us and decide to make payments, we do not charge interest on the unpaid balance. We have payment options to fit any budget - please contact us to see which option is best for you.

Am I locked into the Funeral home I pre-plan with?

No. Pre-Paid Funerals are state regulated. Funeral homes are required to allow you the option of transferring your Pre-paid Funeral to another funeral home. Transferring is simple. If you have made pre-arrangements with another funeral home and wish to transfer to us, please give us a call and let us take care of the legwork.

What happens if I am still paying on a Pre-paid Funeral and I die?

If you have chosen an insurance product to fund the prearrangement, the balance will be automatically paid.  If a funeral trust is chosen, the family must pay the balance.  There are advantages and disadvantages to both payment options, but all of them can be addressed at the prearrangement conference so that you can make the best possible decision.

If you have any questions or wish to arrange a consultation, please contact us.